When most people think about financial planning, they imagine numbers, spreadsheets, and investment portfolios. But for a growing number of individuals, financial decisions go beyond income and assets—they’re deeply tied to personal values, life goals, and long-term purpose. That’s where values-based financial planning comes in, and few consultants understand it better than Avraham Bental, a trusted name in the field.
What is Values-Based Financial Planning?
Values-based financial planning is a method that connects your finances to what truly matters to you. Instead of focusing only on returns and risk, this approach begins by identifying your core beliefs and goals—like family security, education, philanthropy, or early retirement—and then builds a financial strategy to support those priorities.
It’s about making money decisions that reflect your life’s purpose. For many clients, this shift in focus helps them feel more in control and more connected to their financial plan.
Who is Avraham Bental?
Avraham Bental is a seasoned financial consultant known for his holistic and personalized approach to financial planning. Rather than just looking at income statements or investment options, he works with clients to understand what drives them—what they truly value—and builds plans that support those principles.
With years of experience and a commitment to client-centered service, Bental has helped countless individuals and families design financial paths that lead not only to wealth, but to fulfillment.
Why Values-Based Planning Matters
Traditional financial planning answers the question: “How much money do I need to retire or invest?”
Values-based planning, however, asks deeper questions:
“What kind of life do I want to live?”
“What legacy do I want to leave?”
“How can my financial choices support my family, community, and beliefs?”
Avraham Bental believes that when clients are clear about their values, financial decisions become easier and more meaningful. People are more likely to stick to a plan when it supports their real-life goals, not just abstract numbers.
The Process: How Avraham Bental Builds a Values-Based Plan
Here’s how Bental’s values-based approach works in practice:
1. Discovering Core Values
The first step is a conversation—not about money, but about what matters most. This could include family, faith, freedom, education, giving back, health, or work-life balance.
2. Setting Meaningful Goals
Once values are identified, Bental helps clients define financial goals that reflect those values. For example, someone who prioritizes education might aim to fund their children’s college tuition. A client who values charity might build a giving strategy into their financial plan.
3. Building a Customized Financial Plan
With a clear direction, Bental creates a financial strategy covering budgeting, investments, insurance, retirement, and estate planning—all designed to align with the client’s priorities.
4. Ongoing Adjustment and Support
Life changes, and so do values and goals. Bental meets with clients regularly to review progress, reassess goals, and adjust plans as needed. It’s a long-term partnership.
Real-Life Example
One of Bental’s clients was a couple nearing retirement. They had saved diligently, but weren’t sure how to make the most of their money. During a values-based planning session, they shared that what mattered most to them was supporting their grandchildren’s education and leaving a legacy for future generations.
Bental helped them reframe their retirement plan to include education funds, charitable trusts, and family wealth transfer strategies. The result wasn’t just a retirement plan—it was a roadmap to a lasting legacy.
Benefits of Values-Based Planning
Greater clarity and motivation: When people know why they’re saving or investing, they stay committed.
Improved financial decisions: Values act like a compass, guiding everyday money choices.
Less stress: Clients feel more confident and secure when their money aligns with their life purpose.
Stronger legacy: Financial planning becomes about more than just accumulation—it’s about impact.
Why Clients Choose Avraham Bental
Clients often say that Avraham Bental stands out because he listens first. He doesn’t rush into financial jargon or sell generic products. Instead, he takes the time to understand his clients’ lives, priorities, and dreams. That personal connection makes a major difference.
Many people find financial planning overwhelming or impersonal. But with Bental’s values-based approach, it becomes personal, empowering, and meaningful.
Final Thoughts
Values-based financial planning isn’t just a trend—it’s a smarter, more fulfilling way to manage money. When your finances reflect your beliefs and goals, every dollar has purpose.
Avraham Bental, with his thoughtful and client-centered method, continues to help people build financial plans that matter—plans that serve not just their needs, but their values.
If you’re ready to make your money work for what really matters in your life, working with a consultant like Bental could be the most important financial decision you make.